BF&M - Health Insurance Products, Policies and Tips

Health coverage for temporary residents

Whether you’re working from Bermuda on a One-Year Residential Certificate or visiting us for an extended period of time – as a temporary resident in Bermuda, BF&M’s Individual Core Health plan is designed to give you access to a comprehensive range of Bermuda-based health and wellness services while you are on our shores.

Included in your coverage is the following:

Local in and outpatient hospital services
Prescription drugs
Vision and dental care
Preventative care and diagnostic services
Therapeutic treatments (including chiropractor, massage, acupuncture, physical therapy, occupational therapy and speech therapy)
Mental health services
Home and office visits
Full wellness benefits, including asthma, allergy, diabetic, nutritional, and chronic disease management programs
Pervasive development disorder, ADD and ADHD treatments
Air ambulance for emergency overseas treatment

View full schedule of benefits

With BF&M, we make it easy.

No minimum commitment period - pay monthly as you go.

No age restriction
for coverage.

No medical exam required
for coverage.

Direct deposit reimbursement for added convenience.

To get started, request an application today.

Contact Customer Care at +1 441 298 0358 or [email protected].

Core Health Insurance brochure

(PDF, 705 kB)

Download PDF

Articles & Guides

Moving to Bermuda? Here's what you should know

Welcome to Bermuda! Here's what you need to know about getting insurance here.

Preparing to be on the road

Before you hit the open road there are a few things you should prepare for.

Preparing for boat ownership

Get the most out of your Bermuda boating experience and keep your boat afloat.

View All Articles & Guides

FAQs

Who do I contact if I have questions about Health Insurance?

Am I covered to drive elsewhere?

If it's a concern, Comprehensive policyholders can include optional Annual Collision Damage coverage that insures legal liability to overseas rental companies.

View More FAQs

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Additional products that may be of interest:

As you settle into your time here in Bermuda, you may need home contents, motor or bike
insurance or even marine insurance should you choose to indulge in the luxury of boat ownership!
Whatever the need, BF&M can ensure you’re protected.