BF&M - Health Insurance Products, Policies and Tips

Health coverage for temporary residents.

Whether you’re working from Bermuda on a One-Year Residential Certificate or visiting us for an extended period of time – as a temporary resident in Bermuda, BF&M’s Individual Core Health plan is designed to give you access to a comprehensive range of Bermuda-based health and wellness services while you are on our shores.

Included in your coverage is the following:

Local in and outpatient hospital services
Prescription drugs
Vision and dental care
Preventative care and diagnostic services
Therapeutic treatments (including chiropractor, massage, acupuncture, physical therapy, occupational therapy and speech therapy)
Mental health services
Home and office visits
Full wellness benefits, including asthma, allergy, diabetic, nutritional, and chronic disease management programs
Pervasive development disorder, ADD and ADHD treatments
Air ambulance for emergency overseas treatment

View full schedule of benefits

With BF&M, we make it easy.

No minimum commitment period - pay monthly as you go.

No age restriction
for coverage.

No medical exam required
for coverage.

Direct deposit reimbursement for added convenience.

To get started, request an application today.

Contact Customer Care at +1 441 298 0358 or customercare@bfm.bm.

Core Health Insurance brochure

(PDF, 705 kB)

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FAQs

Who do I contact if I have questions about Health Insurance?

BF&M offers several different types of insurance including health, life, and investment & savings options.

Am I covered to drive elsewhere?

If it's a concern, Comprehensive policyholders can include optional Annual Collision Damage coverage that insures legal liability to overseas rental companies.

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Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Heading home for a visit?

If you’re going home for a holiday, you might want to consider Overseas Travel Insurance. Find out what’s covered and what other insurance you might need before you go.

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Hurricane preparedness

Don't let hurricane season take you by surprise. Protect your home during your first hurricane season with expert advice from BF&M.

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Additional products that may be of interest:

When you land on our beautiful shores, you’ll begin establishing your new life here.
This may mean you’ll be seeking rental accommodations, need transportation – or want to indulge in the luxury of boat ownership! Whatever the need, BF&M can ensure you’re protected.

Motor

Find out more

Home

Find out more

Marine

Find out more

Talk to us about your insurance needs.

Our Customer Care Team is here to help.

+1-441-298-0358