For customer service and all business enquiries, call +1 441 295 5566  |  For website support or to set up an online account, call +1 441 298 0301

Individual Core Health

Want to speak with a BF&M representative? +1-441-295-5566

Health coverage for temporary residents

Whether you’re working from Bermuda on a One-Year Residential Certificate or visiting us for an extended period of time – as a temporary resident in Bermuda, BF&M’s Individual Core Health plan is designed to give you access to a comprehensive range of Bermuda-based health and wellness services while you are on our shores.


Included in your coverage is the following:

  • Local in and outpatient hospital services
  • Prescription drugs
  • Vision and dental care
  • Preventative care and diagnostic services
  • Therapeutic treatments (including chiropractor, massage, acupuncture, physical therapy, occupational therapy and speech therapy)
  • Mental health services
  • Home and office visits
  • Full wellness benefits, including asthma, allergy, diabetic, nutritional, and chronic disease management programs​
  • Pervasive development disorder, ADD and ADHD treatments
  • Air ambulance for emergency overseas treatment



With BF&M, we make it easy.

No minimum commitment period - pay monthly as you go.

No age restriction
for coverage.

No medical exam required
for coverage.

Direct deposit reimbursement for added convenience.


To get started, request an application today.

Contact Customer Care at +1 441 298 0358 or [email protected].

Core Health Insurance brochure

(PDF, 705 kB)

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Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

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Whatever the need, BF&M can ensure you’re protected.

Talk to us about your insurance needs.

Our Customer Care Team is here to help.