We're operating with your safety in mind. 
New hours and safety measures are in place for walk-ins. 8:30am–11:00am for seniors (55+) and 11:00am–3:00pm for all customers.
We encourage you to reach us by phone or online.
For customer service and all business inquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301

The application process for a one-time Pension refund per the Covid-19 Pension Act Amendment is NOW OPEN.  Click here to apply

Health Insurance

Individual and Family
Want to speak with a BF&M representative? +1-441-295-5566

Health coverage you can rely on

Comprehensive, worldwide wellness protection and a wide variety of options offered by BF&M health coverage makes facing health problems that much easier when difficult situations arise. We don't think you should ever have to face them on your own.


FAQ

Important information about Coronavirus and COVID-19

Click here for information from BF&M on travel and health coverage as it relates to Coronavirus 2019-nCoV (COVID-19).

Latest information from the Government of Bermuda is available here www.gov.bm/coronavirus

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Health products and benefits include:

  • A wide variety of medical and dental product features for individuals
  • Tailored wellness programmes
  • 100% coverage for generic prescription drugs
  • Direct deposit reimbursement for added convenience
  • 24/7 web based claim tracking
  • 24-hour access to Overseas Health Care Helpline
  • Access to medical Remote Second Opinions

Individual Health coverage

At BF&M, our Individual Health Insurance plan provides coverage with a wide variety of options for preventative care, vision care, dental care, prescribed medications, and so much more.

Tools and resources

From individual dashboards to tracking goals and progress to wellness assessments to challenges and rewards programmes, we add a personal touch to health insurance that resonates with our customers.

Health Matters newsletters

Read our latest Health Matters newsletter for health updates, wellness tips and advice.

Learn More

Health portal user guide

Instruction on how to access the system and view your Health claims history.

Download the guide

How to make a claim

Your straightforward guide to making a Health or Dental insurance claim.

Download the guide

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward. You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

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Health Insurance forms

Looking to file a claim? Start here.

Download
View All Forms

Get a Health Insurance quote or call for advice.

+1-441-295-5566