In light of the stay-at-home order from the Bermuda Government, BF&M’s Bermuda offices are closed to walk-in customers until further notice.

Please note that physical dropbox collections are also discontinued until further notice.

We remain open for business online and by phone.

  • For customer service and for all business enquiries, call +1 441 295 5566.
  • For website support or to set up an online account, call +1 441 298 0301.

Health Insurance

Individual and Family
Want to speak with a BF&M representative? +1-441-295-5566

Health coverage you can rely on

Comprehensive, worldwide wellness protection and a wide variety of options offered by BF&M health coverage makes facing health problems that much easier when difficult situations arise. We don't think you should ever have to face them on your own.


FAQ

Important information about Coronavirus and COVID-19

Click here for information from BF&M on travel and health coverage as it relates to Coronavirus 2019-nCoV (COVID-19).

Latest information from the Government of Bermuda is available here www.gov.bm/coronavirus

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Health products and benefits include:

  • A wide variety of medical and dental product features for individuals
  • Tailored wellness programmes
  • 100% coverage for generic prescription drugs
  • Direct deposit reimbursement for added convenience
  • 24/7 web based claim tracking
  • 24-hour access to Overseas Health Care Helpline
  • Access to Medical Remote Second Opinions 
    and FAQ sheet
  • Access to Mental Health Medical Remote Second Opinion
  • Access to LiveWell, our comprehensive holistic health and wellness programme

Individual Health coverage

At BF&M, our Individual Health Insurance plan provides coverage with a wide variety of options for preventative care, vision care, dental care, prescribed medications, and so much more.

Health coverage for temporary visitors

Access a comprehensive range of local health benefits from Bermuda’s leading insurer, crafted for the needs of the temporary visitor.

Health Matters newsletters

Read our latest Health Matters newsletter for health updates, wellness tips and advice.

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Health portal user guide

Instruction on how to access the system and view your Health claims history.

Download the guide

How to make a claim

Your straightforward guide to making a Health or Dental insurance claim.

Download the guide

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

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Health Insurance forms

Looking to file a claim? Start here.

Download
View All Forms

Get a Health Insurance quote or call for advice.

+1-441-295-5566