As Hurricane Teddy passes by Bermuda, the BF&M office is closed today, Monday, September 21.
Please note our online Quote and Buy service for Marine and Home Insurance is currently suspended. Please call 295 5566 option 4 for assistance.

The application process for a one-time Pension refund per the Covid-19 Pension Act Amendment is NOW OPEN.  Click here to apply

Professional and Specialty Insurance

Want to speak with a BF&M representative? +1-441-295-5566

Professional and Specialty Insurance lets you get on with doing what you do best

Let us work with you to solve problems before they happen. Protect yourself from potential allegations of wrongful acts, error or omission in a professional capacity.


Our Professional and Specialty Insurance includes:

Professional Liability Insurance

We can customize a product that protects your business from claims resulting from your professional services. We provide:

  • Medical Malpractice - For medical professionals
  • Errors & Omissions (E&O) - For lawyers, brokers, consultants and insurance agents
  • Directors' & Officers' (D&O) - For directors of companies

Contractors' All Risk policy

This provides coverage for third party property damage or bodily injury as a result of the negligence of a contractor, property developer, or property owner. It also covers any court cost plus the legal costs of your defense. The most common sources of liability are:

  • Negligence
  • Nuisance
  • Trespass
  • Breach of Statutory Duty

Specialty Insurance

We have specialty lines of insurance to meet the varied needs of our clients.
Coverages available include:

  • Event Cancellation & Non-Appearance
  • Corporate Travel
  • Hole in One Golf
  • Cyber Liability
  • Commercial Crime

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward. You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Call for advice about Professional and Specialty Insurance