Let us work with you to solve problems before they happen. Protect yourself from potential allegations of wrongful acts, error or omission in a professional capacity.
We can customize a product that protects your business from claims resulting from your professional services. We provide:
This provides coverage for third party property damage or bodily injury as a result of the negligence of a contractor, property developer, or property owner. It also covers any court cost plus the legal costs of your defense. The most common sources of liability are:
We have specialty lines of insurance to meet the varied needs of our clients.
Coverages available include:
Insurance matters, and at BF&M we believe in making it straightforward. You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.
Businesses need commercial insurance because, like individuals, they have many assets that need to be protected: buildings, contents, stock, equipment, etc.
We strive to settle all valid claims in a professional and timely manner and to issue payments within ten (10) working days from the agreed settlement date.
If the Sum Insured stated in your policy is less than the true replacement cost value of the property, the amount payable will be proportionately reduced.
View More FAQs