We are open with your safety in mind.
Business Hours: Monday – Friday, 8:00am to 5:00pm
We encourage you to reach us by phone or online.
For customer service and all business inquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301

The current application process for a one-time Pension refund per the Covid-19 Pension Act Amendment is open until June 30th, 2021.  Click here to apply
Effective July 1st, 2021, the application process will reopen for a one-time withdrawal of up to $6,000. Please note that applications will not be accepted in advance, and we thank you for your patience as we prepare to fulfil these future requests.

Construction Insurance

Want to speak with a BF&M representative? +1-441-295-5566

Insurance to protect your construction project

Unexpected accidents can massively impact the cost of a construction project.

All Risk coverage

Whether you are a contractor, developer, project manager, or homeowner our All Risk policy can protect you. We can insure:

  • New construction
  • Renovations and additions
  • Temporary buildings and equipment
  • Materials in transit
  • Existing structure belonging to the employer/principal
  • Public Liability
    • Provides indemnity against liability at law to the public in a general way for bodily injury, loss of or damage to property, and legal expenses.
  • Advanced Loss of Rent or Profit
    • Provides coverage for the loss of future rent or profit to the property owner or developer resulting from work delays due to property damage.

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Get a Commercial Contractors' Insurance quote or call for advice.