ANNOUNCEMENT: BF&M and Argus announce plans to combine
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Property and Liability Insurance

Want to speak with a BF&M representative? +1-441-295-5566

Build a better insurance plan for your business

Your employees, equipment and property are the foundation of your business. Our insurance specialists are dedicated to protecting that foundation, by working with you to create an insurance solution that makes sense for your specific scenario. And with our various commercial coverages, there’s no shortage of options to help build your perfect plan.


Commercial options include:

Property coverage

We provide essential coverage for the following:

  • Buildings
  • Stock and property held in trust
  • Computer equipment
  • General business contents
  • Specialist equipment
  • Tenants improvements

Workers' Compensation

Protect your business with our Workers' Compensation Insurance. It includes:

  • Liability for death, bodily injury or disease of employees
  • Option to extend to employees outside of business hours
  • $5,000,000 Common Law Liability
  • Legal costs

Public Liability

Public Liability Insurance (or Third Party Insurance) provides indemnity against liability at law to the public in a general way for bodily injury and loss of or damage to property and legal expenses.

Business interruption

Protect your business from financial loss following insured damages.


Money can be lost or destroyed in a variety of ways, from a burglary to a fire. How much could your business stand to lose? Our coverage protects your money inside and outside of business hours and whilst in transit. We also cover damage to your business safe resulting from a burglary or attempted burglary.

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Get a Commercial Coverages Insurance quote or call for advice.