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Understanding
hurricane preparedness

Having a plan is the most important first step.

Hurricanes can be frightening. There’s a lot you can’t control but with some planning and preparation, you can arm yourself and your family against the unpredictability of hurricane season.

 

Up-to-date hurricane predictions for Bermuda

For current weather information, tune in to the Government Emergency Broadcast
Station on FM 100.1 mHz, or visit the Bermuda Weather Service online.

Extended forecast for Bermuda

View extended forecast

Active tropical systems in the Atlantic Basin

View local advisories

Threat. Watch. Warning.
Do you know the difference?

Image Hurricane
Threat
Image Hurricane
Watch
Image Hurricane
Warning
A tropical storm or hurricane is designated a threat when it is forecast to come within 100 nautical miles of Bermuda in the next 72 hours. Once a hurricane watch is issued this means that the threat of hurricane conditions to Bermuda is 48 hours away. When hurricane conditions are expected within 36 hours or less a hurricane warning will be issued for Bermuda.
 

How to prepare for hurricane season

Insurance tips for hurricane season

Storm damage causes the highest volume and cost of insurance claims in Bermuda. If you do have to make a claim, here are some tips to help you get the most from your home insurance.

Learn more

Are you at risk of underinsurance?

At the beginning of hurricane season, the most important thing to do is to make sure you review your “sums insured” while you still have time to adjust it. Not having enough coverage could mean you’re at risk of being underinsured, which could put you at significant risk of financial hardship in the even of a claim.

Learn more

Be prepared with our Hurricane Preparedness Checklist
 

After the storm, BF&M is here for you too.

Inspect your property

After a storm has passed and Emergency Services have declared it safe to go outside, assess any damage to your property.

Note the damages

If you notice damage, take pictures, then take action to try to prevent any further damage (for example, use a tarpaulin to keep water out).

Count on BF&M

Call +1 441 295 5566, Option 4 or email [email protected] to reach the claims team.

Articles & Guides

Getting started: 9 ways to hurricane-proof your home

Bermuda's hurricane season is always a concern – plan to protect your property.

5 ways to stay hurricane ready

Hurricanes are a fact of life in Bermuda. Be ready for anything.

Making a claim is easier than you think: what to do and what you'll need

Get back on your feet right away by following these easy-to-follow steps.

View All Articles & Guides

 

More from our knowledge centre

Do you know what makes up your health insurance premium?

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Take care of yourself. The importance of preventative healthcare.

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Are you at risk of underinsurance? It’s just not worth it.

Learn why

Need help or have questions?

Find answers in our FAQs, Articles and Guides, or Contact Us to speak to one of our representatives.