ANNOUNCEMENT: BF&M and Argus announce plans to combine
To read more about how we’re planning to move forward together, click here.

Group Health Insurance

Employee Benefits
Want to speak with a BF&M representative? +1-441-295-5566

Your partner in health

Offering a wide variety of options for group health insurance, our plans give employees the freedom of choice, while controlling costs for your business. And if you’re looking for a more customised option, we also partner with companies to develop employee-based wellness programmes tailored to their specific needs. It’s all about giving you the right tools to look after your team.


Group Health options:

Global Health series

Extend your group benefits beyond the borders of Bermuda with our Global Series Health plan.

Group Health benefits

At BF&M, our group health insurance plans give employees freedom of choice while controlling costs. We also work with companies to develop employee-based wellness programmes tailored to their needs.


We help you motivate employees with badges and rewards from local health and wellness vendors, earned by participating in programmes and activities to improve health and wellness.



Empower your employees to take charge of their health with BF&M's LiveWell programme.

LiveWell is a comprehensive, holistic health and wellness programme designed to help individuals better understand and manage their personal health and improve their quality of life. It provides consultative services to employers regarding the customised design, development, and implementation of wellness initiatives and services within their company.

Employers receive a variety of tools and resources for their employees, including:

  • Our individualised Wellbeing Activity Hub and dashboards
  • Engaging corporate wellness challenges
  • Healthy Habits programmes focused on nutrition, stress management and physical activity
  • Employee Wellness Assessments followed by individualised feedback and recommendations
  • Healthy lifestyle and chronic disease management programmes and events
  • LiveWell Rewards Programme

If your health insurance is with BF&M, you have access to LiveWell. Click here to login.

Health Matters newsletters

Read our latest Health Matters newsletter for health updates, wellness tips and advice.

Learn more

Health portal user guide

Instruction on how to access the system and view your Health claims history.

Download the guide

Facts about your group health insurance

A straightforward guide to components of your health insurance premium, and need to know changes to the system.

Read more


Looking to submit a health or dental claim?

You can complete and submit your claims directly on our website, click here to get started. Need assistance? Read our guide on how to make a claim.


Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Get a Group Health Insurance quote or call for advice.