In light of the stay-at-home order from the Bermuda Government, BF&M’s Bermuda offices are closed to walk-in customers until further notice.
We remain open for business online and by phone.
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Keeping your vessel afloat is obviously your priority, but equally important is ensuring you have the proper coverage in the event of an accident. As the insurer that covers most of the boats in Bermuda, we have the experience and expertise to offer insurance solutions that work for all types of vessels.
No two boats are the same, so why do most insurers only offer a one-size-fits-all plan? BF&M creates customised policies designed to be a perfect fit for both boat and boaters.
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Save up to 30% on your premium if you have had no claims, accidents or boating offences over the past few years.
If you take your boat out of the water for the winter months (minimum of 8 weeks), you can get a refund of your premium paid for that time.
The cost to insure your boat will be affected by a number of factors, including when and how you use it. Talk to us for advice on establishing a value.
We offer interest-free flexibility. With BF&M, you can choose to pay your Home, Motor or Marine payments either monthly, quarterly or semi‑annually.
If you’re an existing customer and want to switch payment plans, call us at +1 441 295 5566, Option 4. If you’re a new customer, you can do so online – simply create an account, get a quote, choose your payment plan, then buy and pay online. That’s insurance made easy.
Get the most out of your Bermuda boating experience and keep your boat afloat.
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Hurricanes are a fact of life in Bermuda. Be ready for anything.
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Although not required by law, adequate marine insurance is as essential for boat owners as motor insurance is for vehicle owners.
Yes, comprehensive marine insurance can cover weather damage. Make sure to review your policy carefully though to ensure nothing required is excluded.
Comprehensive marine insurance can cover your boat for everything from liability to fire, theft, sinking, weather damage, or collision.
If you've had no claims, accidents, or offences over the past few years, or if you take your boat out of water seasonally, you will qualify for lower premiums.
A survey is required for vessels 20 years or older.
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