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Business Hours: Monday – Friday, 8:00am to 5:00pm. We encourage you to reach us by phone or online.
For customer service and all business enquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301
 
The application process for the one-time Pension Withdrawal of up to $6,000 per the COVID-19 Pension Act Amendment is NOW OPEN.  Click here for details or to apply
For questions regarding the pension withdrawal, call +1 441 298 0358 or email customercare@bfm.bm

Understanding
preventative healthcare

Preventative healthcare matters.

There are two components to preventative care—the services provided by health professionals, and the initiative you take yourself to manage your own wellness. When combined, both components exist in an effort to prevent and detect disease or medical issues.

 

Types of preventative care services supported by BF&M

Immunisations

Physical exams

Lab tests

Prescriptions

Mental health

 

Take care of yourself. With BF&M, you can.

We offer a robust set of benefits for both our Individual and Group Health customers.
A complete listing of the coverage can be found in our annual Schedule of Benefits and is dependent
on the plan selected by yourself and/or your employer.

For Individual Health (Smart Care) - Click here to view your 2021 Schedule of Benefits

For Individual Health (Core Health) - Click here to view your 2021 Schedule of Benefits

For Group Health (Global Series) - Click here to view your 2021 Schedule of Benefits

We are constantly seeking to improve our benefits. During 2020, BF&M expanded our WorldCare Second Opinion service to include a new mental health product, which enables virtual access to professionals who can diagnose, recommend treatment, and answer your questions, all from the comfort of your home and at no additional cost to you.
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What’s the difference between preventative and diagnostic screenings?

Preventative screenings are completed when you are symptom-free and are scheduled based upon your age and health history. Diagnostic screenings are completed to detect health issues in response to symptoms being present.

Talk to your healthcare professional about what’s best for you.

Managing your health is a partnership between you and your healthcare professional. Together, you can determine the most appropriate screening schedule and immunisations based on your age and medical history.

 

Cancer causes 1 in 3 of all deaths in Bermuda, and the International Agency for Research on Cancer estimates a 67% increase in cancer deaths in the next two decades.

Here in Bermuda, we face a triple burden of an aging population, a transition to lifestyle-related diseases, and infection-related cancers. Cancer is set to rise as a health and economic burden because of increasing population risks (particularly obesity) and increasing costs of treatment. All parts of our society, from policymakers and healthcare providers, to the general public need to be aware of this and plan accordingly. Nearly 50% of cancers are linked to lifestyle choices, your choices make a difference.

Bermuda Cancer and Health Centre Dr. Chris Fosker
MBChB, BSc, FRCP, FRCR
Medical Director and Radiation Oncologist at the Bermuda Cancer and Health Centre

 

Preventative measures you can take to LiveWell

Healthy diet

Eat more fruits and vegetables.

Exercise regularly

At least 30 minutes of exercise, five times a week.

Quit smoking

Every cigarette damages your health.

Reduce alcohol

Every drink increases your risk for cancer.

Get screened

Visit your doctor for regular check-ups and screenings.

 

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Included with your Individual or Group Health insurance, BF&M helps our customers take charge of their health with our LiveWell programme.

LiveWell is a comprehensive, holistic health and wellness programme designed to help individuals better understand and manage their personal health and improve their quality of life. It provides consultative services to employers regarding the customised design, development, and implementation of wellness initiatives and services within their company.

Tools and resources include:

  • Access to our individualised Wellbeing Activity Hub and dashboards
  • Engaging corporate wellness challenges
  • Weekly team challenges
  • Healthy Habits programmes focused on nutrition, stress management and physical activity
  • Employee Wellness Assessments followed by individualised feedback and recommendations
  • Healthy lifestyle and chronic disease management programmes and events
  • LiveWell Rewards Programme

Bermuda walking maps

Get out, get moving! Download walking maps for locations across Bermuda.

Start walking

Health Factsheets

Access helpful information on a range of topics, conditions and preventative measures.

Learn more

Events calendar

A list of events for the upcoming month.

See what's on

Kurbo

Sign up to our Kurbo programme with webinars, cookbooks and advice.

Get started

Wellness Bulletins

From our partners at the Wellness Council of America.

Learn more

Health Matters newsletter

Our quarterly newsletter, filled with hints and tips on living a healthy lifestyle.

Read more

 

More from our knowledge centre

Do you know what makes up your health insurance premium?

Find Out More

Are you at risk of underinsurance? It’s just not worth it.

Learn Why

Hurricane season is here. Make sure you’re prepared.

Get Started

 

Need help or have questions?

Find answers in our FAQs, Articles and Guides, or Contact Us to speak to one of our representatives.