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You’ve put in the hours, now you deserve to enjoy life a little more. That’s why we offer retirement and saving plans that allow you to make the most of your best years. Because your life is just getting started.
With our Flex Account you are able to draw an income once you reach retirement age – or you can convert your account to an annuity.
Whether it be a rainy day, for future travel, or home renovations, the Individual Savings Plan allows you to put a little extra aside.
Designed to allow you to save for the future education of your child, grandchild, or any other important child in your life.
Getting the best return of life
Receive an income for life (or a specific term) when you purchase this product from BF&M using your retirement savings.
Invest based on your own investment comfort level with our Risk Based model. You simply create a risk profile (ranging from aggressive to conservative) and adjust it as you see fit, based on your personal investment goals. Featuring a mix of bonds and stock, this plan maintains the same risk-allocation until you change it as the investor, giving you control over the potential growth of your investments.
Designed around your current age, our Target Date model automatically adjusts your portfolio risk-allocation (from more aggressive to more conservative) as you move closer to the end of your career. You select your timeframe, risk comfort and investment path, and we take care of the rest. BF&M was the first, and is currently the only provider in Bermuda, to offer target-date investing as an option.
BF&M’s Pension portal allows you to access your pension information 24 hours a day, 7 days a week. Follow our Online Guide to get started.
It’s easy to transfer funds for your investment plans or accounts. Click the link below for direct debit and wire payment instructions.
To view Pension fund performance and market update newsletters, click the link below.
Fund Performance and Newsletters
Insurance matters, and at BF&M we believe in making it straightforward. You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.
For advice or help with setting up a plan
email us at email@example.com or call us at +1-441-295-5566
Get the full rundown on what it takes to prepare for your child's education.
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It's dependent on two things: 1) if you are a Bermudian or the partner of one; and 2) your employer has a pension plan that requires everyone to participate.
Options include transferring funds to a Prescribed Retirement Product, transferring funds to a pension plan, purchasing a deferred annuity, and more.
Completing your online quote is easy. Enter vehicle and driver details, enter your coverage information, and that's all there is to it.
You can choose to retire from your plan and start receiving benefits, or you may elect to defer receiving your pension and continue contributing to the plan.
If it's a concern, Comprehensive policyholders can include optional Annual Collision Damage coverage that insures legal liability to overseas rental companies.
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