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Home Insurance

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Bermuda's leader in home insurance

We know how important your home, and everything in it, is to you. As the leading home insurer in Bermuda, we're committed to providing the highest standard of insurance service to home owners and renters. We're a name you can rely on.


Our home insurance includes coverage for:

  • Buildings insurance & Contents insurance
  • Extensions to standard coverage that further protect you and your investments
  • Coverage for a wide range of causes, including environmental and malicious persons
  • A guide to calculating your sum insured to assist you in arriving at a realistic figure when making a claim
  • Measurement of your home and an estimated sum insured based on average rebuilding costs (for guidance purposes)

Buildings Insurance

As well as covering your home, this policy also includes outbuildings, swimming pools, tennis courts, walls, gates, fences, cesspits, footpaths, and driveways at your home.

Contents Insurance

The contents of your home deserve protection, too. Clothing, furnishings, personal effects, kitchen appliances, and other household goods are included, as are your pets when they are in your home.

All Risk Insurance

Extend your contents insurance to protect valuables you frequently take out of your home, such as jewellery, cameras, and laptops.

Liabilities Insurance

At BF&M, our home insurance automatically provides coverage against a variety of legal liabilities should someone hold you responsible for their injuries or damage to their property.

Sports Insurance

Protect yourself against loss, damage, and theft of sporting goods or injuries resulting from an insured sporting activity.

Home Insurance brochure

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Articles & Guides

Preparing for storm damage

Storm damage causes the most insurance claims in Bermuda. Always be prepared.

Making a claim is easier than you think: what to do and what you'll need

Get back on your feet right away by following these easy-to-follow steps.

Moving to Bermuda? Here's what you should know

Welcome to Bermuda! Here's what you need to know about getting insurance here.

View All Articles & Guides

Home Insurance forms

Looking to file a claim? Start here.

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Do you want to learn more? Call us for advice or for a quote.

Quote & Buy +1-441-295-5566