As of May 14, 2025, BF&M Limited changed its name to Allshores Limited. On July 1, several Bermuda-based companies within the Allshores Group amalgamated under new names. If you’re a policyholder, investor, pension member, or client, the name of your provider may change. Learn more
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We know how important your home, and everything in it, is to you. As the leading home insurer in Bermuda, we're committed to providing the highest standard of insurance service to home owners and renters. We're a name you can rely on.
As well as covering your home, this policy also includes outbuildings, swimming pools, tennis courts, walls, gates, fences, cesspits, footpaths, and driveways at your home.
The contents of your home deserve protection, too. Clothing, furnishings, personal effects, kitchen appliances, and other household goods are included, as are your pets when they are in your home.
Extend your contents insurance to protect valuables you frequently take out of your home, such as jewellery, cameras, and laptops.
At BF&M, our home insurance automatically provides coverage against a variety of legal liabilities should someone hold you responsible for their injuries or damage to their property.
Protect yourself against loss, damage, and theft of sporting goods or injuries resulting from an insured sporting activity.
Underinsurance means you have insured your home or contents for less than the actual cost to rebuild or replace. This can put you at significant risk of financial hardship in the event of a claim.
Learn more about the risks of underinsurance
We offer interest-free flexibility. With BF&M, you can choose to pay your Home, Motor or Marine payments either monthly, quarterly or semi‑annually. If you’re an existing customer and want to switch payment plans, call us at +1 441 295 5566, Option 4. If you’re a new customer, you can do so online – simply create an account, get a quote, choose your payment plan, then buy and pay online. That’s insurance made easy.
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In addition to your house, home insurance also covers outbuildings, swimming pools, tennis courts, walls, gates, fences, cesspits, footpaths, and driveways.
Yes. BF&M home insurance automatically provides coverage and protection against a variety of legal liabilities and accidental damage protection.
Yes, BF&M home insurance covers damage to buildings and contents by flood.
Yes, BF&M home insurance covers damage to buildings and contents caused by hurricanes unless you have excluded this cause of loss from your coverage.
Underinsurance means you have insured your home or contents (represented by your chosen “sum insured”) for less than the actual cost to rebuild or replace.
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