BF&M offers optional overseas rental car coverage. Comprehensive policyholders can include Annual Collision Damage coverage that insures their legal liability to the overseas rental company for damage (collision or malicious) to, theft of, or loss of use of the rented vehicle. This optional coverage is extremely reasonable compared to the insurance you buy from the rental company. Keep in mind this does not cover liability to third parties, and we suggest you arrange this with the overseas rental company when renting the car.