With storm-force winds and heavy precipitation forecast for Thursday, 28th January,
we advise that you secure your property and take all necessary precautions.
We encourage all boat owners to check on their vessels.
Please note our online Marine Quote and Buy service is suspended at this time
Call us on 295 5566/Option 4 for assistance.
For customer service and all business inquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301

The application process for a one-time Pension refund per the Covid-19 Pension Act Amendment is NOW OPEN.  Click here to apply

Marine and Transit Insurance

Want to speak with a BF&M representative? +1-441-295-5566

Bermuda’s leading commercial marine insurer

Your boat is your business, so making sure it’s well protected is a must. At BF&M, we work with you to create a customised solution, ensuring your passenger or work vessel has the coverage it needs in the event of an accident. Because when your boat or fleet isn’t working properly, neither is your business.


We cover all types of commercial marine vessels:

  • Rental boats
  • Tour boats
  • Charter fishing boats
  • Glass bottom boats
  • Ferries
  • Mooring repair
  • Work barges
  • Commercial fishing boats

Comprehensive Liability Insurance

If you have an accident in Bermuda, we provide coverage options in accordance with the Department of Marine & Ports regulations.

Passenger Liability Insurance

If you carry passengers as part of your business, we insure your liability for all of them – up to $2,000,000 for any one accident.

Similar Vessel coverage

We cover your liability when using vessels similar to your own in the event that they are not currently covered or chartered.


Goods in transit

Ship your goods with confidence

When you ship something, your goal is to ensure that your cargo gets where it's going - ours is to ensure you have the right coverage in the event that it doesn't.


We offer customised cargo plans:

  • Ocean/air freight couriers to and from Bermuda
  • Local transit for goods and materials

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Get a Commercial Marine and Transit quote or call for advice.