We are open with your safety in mind.
Business Hours: Monday – Friday, 8:00am to 5:00pm
We encourage you to reach us by phone or online.
For customer service and all business inquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301

The application process for a one-time Pension refund per the Covid-19 Pension Act Amendment is NOW OPEN.  Click here to apply

The BF&M difference

Insurance the way it should be
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Want to speak with a BF&M representative? +1-441-295-5566

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Are you looking to make a claim? Start here


Are you looking to make a payment? +1-441-295-5566

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

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Make your claims quickly and easily

Filing a health insurance claim shouldn’t be difficult, so at BF&M it’s not. And with our electronic reimbursement system, you can arrange to have funds deposited directly into your bank account.

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Make the most of your coverage

Make sure you have the best insurance for your needs and find out how to get the most out of what you're paying for.

Find Out How

Are you an existing BF&M customer?

If you are a motor, home or marine policyholder and haven’t set up your online account yet, we encourage you to do so.
Our user-friendly customer portal makes it easy to get a quote, buy or renew, and manage your policies… all in one place!
And if you’re interested in paying monthly, quarterly or semi-annually instead of in one lump sum, you can do that too.

If you need assistance, we’re here to help.
Speak with a BF&M representative today at +1 441 298 0301.

Temporary Pension Refund application

The process for a one-time temporary pension refund application. Applications can only be made until June 30, 2021.

Important information about COVID-19

Details regarding travel and health coverage relating to COVID-19. At BF&M, we continue to operate with your safety in mind.

Facts about your group health insurance

A straightforward guide to the components of your health insurance premium, and need-to-know changes to the system.

Inspiring Bermuda’s children through sailing

BF&M is pleased to be an Official Partner of the SailGP Bermuda Grand Prix, presented by Hamilton Princess.

Health insurance for the temporary visitor

We’ve designed a Bermuda-based health insurance plan for those on a one-year residential certificate or here as a temporary visitor.

Quarterly #WinTheWorld Draw for a $1,000 voucher

If you have an active Motor, Home or Marine policy, activate your online account now for a chance to win one of four $1,000 travel vouchers.

Need help or have questions?

Find answers in our FAQs, Articles and Guides, or Contact Us to speak to one of our representatives.