For customer service and all business enquiries, call +1 441 295 5566  |  For website support or to set up an online account, call +1 441 298 0301

The application process for the one-time Pension Withdrawal of up to $6,000 per the COVID-19 Pension Act Amendment is open. Click here for details or to apply
For questions regarding the pension withdrawal, call +1 441 298 0358 or email

The BF&M difference

Insurance the way it should be

Get a quote and buy insurance online—in less than 5 minutes!

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Want to speak with a BF&M representative? +1-441-295-5566

Retrieve a saved quote

Do you need to make a claim? Get started below.

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Are you looking to make a payment online? Simply log into your account.

Want to speak with a BF&M representative for payment? +1-441-295-5566

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

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File your health claims entirely online

Submitting a health insurance claim shouldn’t be difficult, so at BF&M it’s not. The entire process can be completed on our website – simply fill out the form and upload the necessary documents.

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Claims reimbursement directly into your account

Electronic funds transfers (EFT) are the quickest way to receive reimbursement paid directly into your local Bermuda dollar account

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Facts about your group health insurance

A straightforward guide to the components of your health insurance premium, and need to know changes to the system.

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Are you an existing BF&M customer?

If you are a motor, home or marine policyholder and haven’t set up your online account yet, we encourage you to do so.
Our user-friendly customer portal makes it easy to get a quote, buy or renew, and manage your policies… all in one place!
And if you’re interested in paying monthly, quarterly or semi-annually instead of in one lump sum, you can do that too.

If you need assistance, we’re here to help.
Speak with a BF&M representative today at +1 441 298 0301.

Insurance coverage relating to COVID-19

Information and frequently asked questions about testing, travel and health coverage relating to COVID-19.

Access our FAQ

COVID-19 Temporary Pension Withdrawal

The application process for the one-time temporary pension withdrawal of up to $6,000 is now open until June 30th, 2023.

Apply now

Health insurance for the temporary visitor

We’ve designed a Bermuda-based health insurance plan for those on a one-year residential certificate or here as a temporary visitor.

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The BF&M No Limits
Sailing Programme

BF&M is proud to sponsor this sailing programme for children with pervasive development disorders.

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Don’t miss your chance to #WinWithBFM

Have you activated your online account yet? Don’t miss your chance to win a $1,000 insurance gift certificate in our next quarterly draw!

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Get 24/7 Roadside Assistance protection

Want to have that extra assurance when you take to the road? With BF&M you can. Add Roadside Assistance to your Motor Insurance with BF&M.

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The latest from our knowledge centre

Do you know what makes up your health insurance premium?

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Take care of yourself. The importance of preventative healthcare.

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Are you at risk of underinsurance? It’s just not worth it.

Learn why

Hurricane season is here. Make sure you’re prepared.

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Need help or have questions?

Find answers in our FAQs, Articles and Guides, or Contact Us to speak to one of our representatives.