Please be advised that our site will be off-line for planned maintenance on Saturday, 6 March.
We apologise for the inconvenience and thank you for your patience.
For customer service and all business inquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301

The application process for a one-time Pension refund per the Covid-19 Pension Act Amendment is NOW OPEN.  Click here to apply

The BF&M difference

Insurance the way it should be
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Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

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Make your claims quickly and easily

Filing a health insurance claim shouldn’t be difficult, so at BF&M it’s not. And with our electronic reimbursement system, you can arrange to have funds deposited directly into your bank account.

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Make the most of your coverage

Make sure you have the best insurance for your needs and find out how to get the most out of what you're paying for.

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Bermuda's One Year Residential Certificate

If you’re working from Bermuda or here as a temporary visitor, we’ve designed a Bermuda-based health insurance plan with your needs in mind.

Facts about your group health insurance

A straight-forward guide to the components of your health insurance premium, and changes to the system.

Pension Refund

The application process for a one-time Temporary Pension Refund is

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