We're operating with your safety in mind. 
Business Hours: Monday – Friday, 8:00am to 5:00pm
We encourage you to reach us by phone or online.
For customer service and all business inquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301

The application process for a one-time Pension refund per the Covid-19 Pension Act Amendment is NOW OPEN.  Click here to apply

New to Bermuda

Welcome to island life

We’re delighted you’ve chosen to make the move to Bermuda. It’s true, island life is a bit different than what you might be used to – but one thing remains the same – we all need insurance. It’s part of life, and it’s part of island life.

So you're moving to Bermuda

Unsure what insurance you might need during your time in Bermuda? We’re here to help break it down for you. Let us guide you through the process.

Find out more

Bermuda's One Year Residential Certificate

If you're applying to work from Bermuda – talk to us about your insurance needs today.

Get in touch

Heading home for a visit?

If you’re going home for a holiday, you might want to consider Overseas Travel Insurance. Find out what’s covered and what other insurance you might need before you go.

Find out more

Hurricane preparedness

Don't let hurricane season take you by surprise. Protect your home during your first hurricane season with expert advice from BF&M.

Get prepared

 

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward. You can trust us to be open, to talk in terms you can understand. With over a century in the business and the strongest financial ratings, you can depend on us to be there when you need us the most.

Find coverage for:

Home Content Insurance
Motor Insurance
Health Insurance

Articles & Guides

Moving to Bermuda? Here's what you should know

Welcome to Bermuda! Here's what you need to know about getting insurance here.

I just bought my first car/bike. How do I get it insured?

Here are 4 simple steps to ensure you have all the coverage you need.

Preparing for boat ownership

Get the most out of your Bermuda boating experience and keep your boat afloat.

View All Articles & Guides

Need help or have questions?

Find answers in our FAQs, Articles and Guides, or Contact Us to speak to one of our representatives.