In response to COVID-19, all BF&M offices are currently closed to walk-in customers.  We do, however, remain open for business online and by phone.
For customer service and all business enquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301

Motor Insurance

Individual and Family
Get Started

Want to speak with a BF&M representative? +1-441-295-5566

Retrieve a saved quote

Are you looking to make a claim? Start here


Are you looking to make a payment? +1-441-295-5566

Coverage that matters

We know that car and cycle insurance is not just about your vehicle or cycle – it’s about your peace of mind. That's why we’ve put together some of the most comprehensive coverage available.


What’s included with Comprehensive Coverage:

  • Repair and replacement costs
  • Up to $5,000,000 in liability
  • Up to $500,000 in third party damage
  • All legal costs
  • Limited medical expenses up to $500 (car only)
  • Optional overseas rental vehicle coverage (car only)

Claim-free? Save up to 65%

If your vehicle remains claim-free, BF&M will reduce your premium 10% a year, up to a maximum of 65% (and up to 20% for cycles).

Lower your premium

By adjusting your deductible, keeping your driving record clean, or restricting your coverage, you can save big on your vehicle premiums.


24/7 Roadside Assistance

We are the first Bermuda-based insurance company to offer roadside assistance for cars, cycles and taxis. It includes:

Towing service

Battery jumps

Fuel top-ups

Flat tire assistance

Lock-out assistance

Motor Insurance brochure

(PDF, 184 kB)

Articles & Guides

Preparing to be on the road

Before you hit the open road there are a few things you should prepare for.

Making a claim is easier than you think: what to do and what you'll need

Get back on your feet right away by following these easy-to-follow steps.

I just bought my first car/bike. How do I get it insured?

Here are 4 simple steps to ensure you have all the coverage you need.

View All Articles & Guides

Motor Insurance forms

Looking to file a claim? Start here.

View All Forms

Do you want to learn more? Call us for advice or for a quote.

Quote & Buy +1-441-295-5566