We are open with your safety in mind.
Business Hours: Monday – Friday, 8:00am to 5:00pm. We encourage you to reach us by phone or online.
For customer service and all business enquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301
The application process for the one-time Pension Withdrawal of up to $6,000 per the COVID-19 Pension Act Amendment is NOW OPEN.  Click here for details or to apply
For questions regarding the pension withdrawal, call +1 441 298 0358 or email customercare@bfm.bm

Motor Insurance

Individual and Family
Get Started

Want to speak with a BF&M representative? +1-441-295-5566

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Do you need to make a claim? Get started below.


Are you looking to make a payment online? Simply log into your account. +1-441-295-5566

Coverage that matters

We know that car and cycle insurance is not just about your vehicle or cycle – it’s about your peace of mind. That's why we’ve put together some of the most comprehensive coverage available.

Motor Insurance Renewals

Don't forget you save money when you buy or renew online!

$35 off your car policy and $15 off your bike policy when you buy or renew through our website


What’s included with Comprehensive Coverage:

  • Repair and replacement costs
  • Up to $5,000,000 in liability
  • Up to $500,000 in third party damage
  • All legal costs
  • Limited medical expenses up to $500 (car only)
  • Optional overseas rental vehicle coverage (car only)

Claim-free? Save up to 65%

If your vehicle remains claim-free, BF&M will reduce your premium 10% a year, up to a maximum of 65% (and up to 20% for cycles).

Lower your premium

By adjusting your deductible, keeping your driving record clean, or restricting your coverage, you can save big on your vehicle premiums.


24/7 Roadside Assistance

We are the first Bermuda-based insurance company to offer roadside assistance for cars, cycles and taxis. It includes:

Towing service

Battery jumps

Fuel top-ups

Flat tire assistance

Lock-out assistance

Want to pay in instalments? With BF&M, you can.

We offer interest-free flexibility. With BF&M, you can choose to pay your Home, Motor or Marine payments either monthly, quarterly or semi‑annually.
If you’re an existing customer and want to switch payment plans, call us at +1 441 295 5566, Option 4. If you’re a new customer, you can do so online – simply create an account, get a quote, choose your payment plan, then buy and pay online. That’s insurance made easy.

Motor Insurance brochure

(PDF, 250 kB)

Articles & Guides

Preparing to be on the road

Before you hit the open road there are a few things you should prepare for.

Making a claim is easier than you think: what to do and what you'll need

Get back on your feet right away by following these easy-to-follow steps.

I just bought my first car/bike. How do I get it insured?

Here are 4 simple steps to ensure you have all the coverage you need.

View All Articles & Guides

Motor Insurance forms

Looking to file a claim? Start here.

View All Forms

Do you want to learn more? Call us for advice or for a quote.

Quote & Buy +1-441-295-5566