In response to COVID-19, all BF&M offices are currently closed to walk-in customers.  We do, however, remain open for business online and by phone.
For customer service and all business enquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301

The special amendment to the Pension legislation is not yet in force, so it is not yet possible for you to apply to access your funds.
Click here for more information

Motor Insurance

Individual and Family
Get Started

Want to speak with a BF&M representative? +1-441-295-5566

Retrieve a saved quote

Are you looking to make a claim? Start here


Are you looking to make a payment? +1-441-295-5566

Coverage that matters

We know that car and cycle insurance is not just about your vehicle or cycle – it’s about your peace of mind. That's why we’ve put together some of the most comprehensive coverage available.


What’s included with Comprehensive Coverage:

  • Repair and replacement costs
  • Up to $5,000,000 in liability
  • Up to $500,000 in third party damage
  • All legal costs
  • Limited medical expenses up to $500 (car only)
  • Optional overseas rental vehicle coverage (car only)

Claim-free? Save up to 65%

If your vehicle remains claim-free, BF&M will reduce your premium 10% a year, up to a maximum of 65% (and up to 20% for cycles).

Lower your premium

By adjusting your deductible, keeping your driving record clean, or restricting your coverage, you can save big on your vehicle premiums.


24/7 Roadside Assistance

We are the first Bermuda-based insurance company to offer roadside assistance for cars, cycles and taxis. It includes:

Towing service

Battery jumps

Fuel top-ups

Flat tire assistance

Lock-out assistance

Motor Insurance brochure

(PDF, 184 kB)

Articles & Guides

Preparing to be on the road

Before you hit the open road there are a few things you should prepare for.

Making a claim is easier than you think: what to do and what you'll need

Get back on your feet right away by following these easy-to-follow steps.

I just bought my first car/bike. How do I get it insured?

Here are 4 simple steps to ensure you have all the coverage you need.

View All Articles & Guides

Motor Insurance forms

Looking to file a claim? Start here.

View All Forms

Do you want to learn more? Call us for advice or for a quote.

Quote & Buy +1-441-295-5566