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How do I protect my business in the event of a disaster (e.g. fire or hurricane)?

Property Damage and Business Interruption insurance is the best way to protect your livelihood against a natural disaster, such as a fire or a hurricane. These plans are designed to get your business up and running as quickly as possible following insured damage to your property. It may also enable you to keep staff ‘employed’ during a time when the business is unable to operate.

This insurance covers against losses caused by the following perils:
1. Fire, lightning, smoke, explosion and aircraft damage
2. Natural catastrophes (hurricane, cyclone, tornado, windstorm, and earthquake)
3. Malicious damage
4. Flood & inundation of the sea
5. Impact damage by road vehicle
6. Burst water pipes
8. Riot & strike
9. Rain & hail

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