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Do young drivers need specific coverage?

Young drivers do not require specific coverage, however the age of the driver determines policy deductibles for cars (deductibles are higher for young drivers), and the policy premium is partly based on your driving record (including the number of years you've been licensed to drive, your previous insurance experience, and any convictions or accidents in the last 5 years).

BF&M also offers optional 24/7 Roadside Side Assistance coverage.

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