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Why is preventative healthcare so important?



When it comes to your well-being, the proactive steps you take to stay healthy make all the difference. In addition to healthy lifestyle choices like eating well, exercising, and avoiding unhealthy habits, it’s important to practice preventative healthcare, including things like regular check-ups, vaccinations, and screenings to catch potential illnesses before they become serious. By focusing on prevention instead of just treating concerns after they come up, you can stay healthier, avoid major illnesses, and even live longer. Find out why preventative healthcare is so important, as well as the preventative benefits you may have access to under your health insurance plan.

What are the benefits of practicing preventative healthcare?


Preventative healthcare can benefit you in several ways, from improving your quality of life to helping you avoid costly medical procedures. Here are just a few reasons to live a healthy lifestyle and take advantage of preventative healthcare:
  1. Preventative healthcare and healthy living can help to reduce your risk of developing life-threatening diseases. When you make healthy choices (like eating well, taking care of your mental health, and avoiding smoking and excessive alcohol consumption) and take advantage of preventative healthcare services, you can significantly reduce your risk for conditions such as heart disease, cancer, and diabetes.
  2. Living a healthy lifestyle and practicing preventative healthcare can help to improve your quality of life. When you live a healthy lifestyle and take advantage of preventative healthcare, you can avoid the complications and discomfort that often come with chronic conditions — so you’ll be able to stay healthier and more active for longer.
  3. Preventative check-ups, screenings, and tests allow for early detection of diseases, often before symptoms appear. Discovering an illness early increases your chances of successful treatment and can prevent it from becoming more severe.
  4. Practicing preventative care today can help you avoid more intensive and expensive medical treatments down the road. Preventative measures like vaccinations, screenings, and healthy lifestyle choices can help to decrease your chances of experiencing severe illnesses that require costlier medical treatments, procedures, and hospitalizations.
  5. When more people practice preventative healthcare, it reduces the overall burden on Bermuda’s healthcare system. As more Bermudians realise the importance of living a healthy lifestyle and practicing preventative healthcare, it can reduce the financial burden on the entire healthcare system and help to improve access to care for those who need it most.

What preventative measures are covered by health insurance?


If you’re a BF&M health insurance customer, your plan includes coverage for several preventative healthcare services and procedures. BF&M’s preventative and diagnostic benefits include:
  • Physical and gynaecological exams
  • Smoking cessation programmes to help you quit smoking
  • Nutrition services, such as appointments with a registered dietician
  • Medical second opinions and telemedicine consults
  • Mental health services, such as individual and group therapy
  • BF&M Education programmes on topics such as healthy eating, healthy sleep habits, and managing through menopause 
If you have questions about the preventative care included with your BF&M health insurance plan, review your schedule of benefits or contact us at +1-441-295-5566.

Talk to your doctor about preventative care

Proactively managing your health should be a partnership between you and your doctor. Your doctor can help you understand your current health status and risk factors, and together, you can determine the most appropriate screening schedule and immunisations based on your age and your medical history. Your doctor can also help you understand what lifestyle changes might help you prevent certain conditions for which you might be at risk. Take control of your health today!

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