Underinsurance means you have insured your home or contents (represented by your chosen “sum insured”) for less than the actual cost to rebuild or replace. This can put you at significant risk of financial hardship in the event of a claim.

Visit our Understanding underinsurance page to learn more. To adjust your sum insured, contact our Customer Service team by calling +1 441 295 5566, Option 4 or emailing bfm@bfm.bm.