With storm-force winds and heavy precipitation forecast for Thursday, 28th January,
we advise that you secure your property and take all necessary precautions.
We encourage all boat owners to check on their vessels.
Please note our online Marine Quote and Buy service is suspended at this time
Call us on 295 5566/Option 4 for assistance.
For customer service and all business inquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301

The application process for a one-time Pension refund per the Covid-19 Pension Act Amendment is NOW OPEN.  Click here to apply

Back to FAQs

What types of accidents are covered by Workers' Compensation insurance?

At BF&M, our core commercial package covers bodily injury, disease, and accidental death sustained by employees in the workplace (under the Workmen's Compensation Act). We also provide $5 million in common law liability coverage, as well as any reasonable legal costs you may sustain during legal proceedings over the course of a case.

Businesses also have the option to extend their coverage to cover their employees outside of normal business hours.

More Property & Liability FAQs

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+1-441-295-5566