In light of the stay-at-home order from the Bermuda Government, BF&M’s Bermuda offices are closed to walk-in customers until further notice.

Please note that physical dropbox collections are also discontinued until further notice.

We remain open for business online and by phone.

  • For customer service and for all business enquiries, call +1 441 295 5566.
  • For website support or to set up an online account, call +1 441 298 0301.

Back to FAQs

What happens if a member of the public or an employee is injured on my business premises?

If a member of the public is injured or killed, or their property is damaged, as a result of your (or your employees') negligence, public liability insurance will cover the damages awarded against you by a court of law. The legal costs of your defence are also included in the coverage should a lawsuit ensue.

If an employee is injured during the course of work, you can be covered for workers’ compensation. If that employee chooses to waive their workers’ compensation rights and takes you to court for negligence, our policy provides $5,000,000 of coverage at common law.

More Property & Liability FAQs

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+1-441-295-5566