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What is Workers' Compensation and common law liability?

Workers' compensation is insurance that provides medical benefits and salary coverage in the event of a workplace accident causing injury. This form of insurance protects your business from being sued by your employees for negligence, while ensuring they are afforded the financial and medical coverage they need during their time out of the office.

Common law liability is the collective case law formed by past court judgements concerning workplace injuries. Basically, it’s the accumulation of all past legal proceedings used to make decisions on similar cases moving forward. Higher courts may set precedent on like-cases. For employers, that means ensuring your employees are reasonably protected from injury, disease, or death in the workplace.

To find the best policy for your needs, contact one of our specialized underwriters at +1-441-295-5566.

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