Important notice: As we continue to track Hurricane Erin, please note that our online Marine Quote and Buy service is suspended at this time. Customers are asked to contact BF&M directly at +1 441 295 5566 or [email protected].

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What happens if my business doesn’t have Workers' Compensation Insurance?

If your business does not have workers' compensation insurance, you may be fully liable in the event of an accident in your workplace. This would include covering all medical costs as well as salary replacement while the employee is recovering. You may also be vulnerable to a lawsuit if it is found that negligence in the workplace was a causing factor of the injury, in which you would also need to cover the full legal costs.

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