In response to COVID-19, all BF&M offices are currently closed to walk-in customers.  We do, however, remain open for business online and by phone.
For customer service and all business enquiries, call +1 441 295 5566  ◦  For website support or to set up an online account, call +1 441 298 0301

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What happens if an employee is sick or hurt while traveling for business purposes?

The cancellation and curtailment section of BF&M's business travel insurance provides coverage for lost deposits and non-­refundable fees for transportation and accommodation if the trip is cancelled or cut short because an insured employee, their travel partner/companion, or family member becomes sick, is quarantined, is injured, or dies.

If an employee is injured or killed while traveling for business, they are entitled to the benefits mandated by the Workers’ Compensation Act, for example, lost wages or death benefits to his or her estate. Purchasing workers’ compensation insurance will protect your business from these unforeseen costs.

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