As of May 14, 2025, BF&M Limited changed its name to Allshores Limited. On July 1, several Bermuda-based companies within the Allshores Group amalgamated under new names. If you’re a policyholder, investor, pension member, or client, the name of your provider may change. Learn more
Your employees work hard for you and you want to give them the best combination of benefits available. BF&M offers some of the best group insurance plans around with easy-to-use tools and experienced agents who can get your company set up quickly so you can get back to business.
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Insurance matters, and at BF&M we believe in making it straightforward. You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.
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You can either continue contributing to your pension plan, or you can cease your contributions and start receiving your pension income.
By law, every employee and related non-working spouse in Bermuda must have a minimum health insurance package offered by their Employer.
If an employee becomes sick or injured, Disability Insurance replaces a percentage of their gross monthly income.
Companies that are domiciled in Bermuda, employees, their spouses, dependent children, and partners may apply for group health insurance coverage.
The minimum contribution is 5% each from the employee and the employer. You may make voluntary contributions too, but these are not matched by your employer.
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Contact a representative who specializes in Group Insurance.