We are open with your safety in mind. We encourage you to reach us by phone or online.
For customer service and all business enquiries, call +1 441 295 5566  |  For website support or to set up an online account, call +1 441 298 0301

The application process for the one-time Pension Withdrawal of up to $6,000 per the COVID-19 Pension Act Amendment is open. Click here for details or to apply
For questions regarding the pension withdrawal, call +1 441 298 0358 or email customercare@bfm.bm

Group Life and Disability Insurance

Want to speak with a BF&M representative? +1-441-295-5566

Give your employees the coverage they deserve

Accidents can happen at any time, so give your employees and their families peace of mind when it matters most with our Group Life and Disability Insurance. These plans provide families relief from the worry of financial burden—which is the last thing they should be thinking about during a difficult time.


Options include:

Short Term Disability

Cover up to 75% of your employee’s income benefits with our Short Term Disability plan. Offering three months, six months, and one year options, you will be able to get the coverage your employees need at a price that works for you.

Long Term Disability

If longer coverage is needed for your employees for fully recover, our Long Term Disability plans offer exactly that. Continuing up to 75% of your employee’s income benefits, we cover 2 years, 5 years, 10 years, or up to the time the employee reaches age 65.

Group Life

Take care of your employees’ families with a company-sponsored life insurance plan. We offer benefits equivalent to one, two, or three times an employee's annual salary.

Accelerated Death benefit

Our Group Life plans allow for a partial payment of death benefits if the employee is not expected to live beyond a 12-month period.

Accidental Death and Dismemberment benefits (AD and D)

This benefit provides additional protection if a workplace death or accident is caused by unintentional means.

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Get a quote or call for advice.