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Group Life and Disability Insurance

Employee Benefits
Want to speak with a BF&M representative? +1-441-295-5566

Protecting your employees and your business

Group Life Insurance provides financial support for your employees and their families in the event of their death or tragic accident. Disability Insurance allows you to provide an income for employees who are unable to work due to illness or an accident, while managing your bottom line.


Our suite of products include:

Group Life

We offer flat benefit options as well as benefits based on multiples of salary, ranging from one to four times an employee’s annual salary.

Accidental Death & Dismemberment

This benefit provides additional protection if death or severe injury is caused by accidental means. Our Group Life plans allow for a partial payment of death benefits if the employee is not expected to live beyond a 12-month period.

Short Term Disability

Cover a percentage of your employee’s weekly income with our Short Term Disability plan. Offering three month and six month options, you will be able to get the coverage your employees need at a price that works for you.

Long Term Disability

This option covers a percentage of your employee’s monthly income, for when employees need a longer period to fully recover or are impacted over the long-term.

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Get a Disability Insurance quote or call for advice.