In light of the stay-at-home order from the Bermuda Government, BF&M’s Bermuda offices are closed to walk-in customers until further notice.

Please note that physical dropbox collections are also discontinued until further notice.

We remain open for business online and by phone.

  • For customer service and for all business enquiries, call +1 441 295 5566.
  • For website support or to set up an online account, call +1 441 298 0301.

Pension fund investment performance

BF&M's standard investment platform provides participants with a choice between two different types of profiles, along with the option to self-direct. The investment profiles for selection are:

  • Target Date: Developed around the expected year of retirement
  • Risk Based: Developed in accordance to your risk appetite, stage of life and investment knowledge.


Pension Matters - 2021 Q1


Target Date profile

BF&M was the first and remains the only pension provider on the island that offers the target date method of investing. Participants choose a profile with a year that best corresponds to an expected target retirement date. Alloctions are automatically adjusted over time to become more conservative as investors approach their anticipated retirement date.

Risk Based profile

Participants remain in charge of their ultimate profile selections. We provide a helping hand based on how much risk they are willing to take with their investments, choosing the profile that most closely matches their comfort level and investment objective.