Supplemental benefits are added on to the Standard Health Benefit (set by Government) in order to provide comprehensive health coverage. Supplemental benefits are those that cover expenses for local and overseas services, rehabilitative care, nursing care, medical equipment, and supplies which are not defined as Standard Health Benefits. In addition, vision exams and hardware are included as standard supplemental benefits in most BF&M plans.

Dental is offered with either basic or comprehensive coverage as a voluntary supplemental benefit in BF&M’s Global Series.

Refer to the Schedule of Benefits for more details on supplemental benefits.