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The BF&M difference

Truth. Trust. Team. Talent.

What makes BF&M different from other insurance providers? We do insurance the way it should be. We listen. And we talk plainly. We understand the importance of openness, trust, and commitment. We forge relationships with our customers on that basis.

We also respect our shareholders' trust in us. We honour their confidence in us by delivering long-term, consistent values. We achieve this through active capital management, careful analysis of risk/return, and continual assessment of our operations and talent to get better at what we do. That is why we have the strongest AM Best financial strength ratings in the markets in which we operate. 

Our core values of truth, trust, team, and talent are the foundation of all our business decisions. They guide our behaviour in matters big and small, and anchor our relationships with employees, partners, and clients.

If you are not already among our customers, we encourage you to give BF&M a try for your insurance needs.

We think you'll see the difference.


"My wife and I suffered a terrible tragedy, and at a time when we were not able to think as clearly as we should, we needed a supportive hand. We had two insurers. One of them sent an adjuster immediately, before I had even thought to pick up the phone. He was a welcoming, calm oasis in an otherwise disastrous situation and within two to three weeks, all claims were settled. That company was BF&M. I won't bore you with the trials and tribulations related to the other company. Suffice it to say, all of our insurance is now with BF&M. BF&M was there when it counted."

L. Maroun

Chairman, Sigma REA