As of May 14, 2025, BF&M Limited changed its name to Allshores Limited. On July 1, several Bermuda-based companies within the Allshores Group amalgamated under new names. If you’re a policyholder, investor, pension member, or client, the name of your provider may change. Learn more
 

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What is the authorisation process for overseas benefits?

Authorisation is a review and approval process obtained through contact with Overseas Case Management Team when overseas medical treatment is required to treat a medical condition for which treatment cannot be received locally.

This process is initiated when an overseas medical referral is sent from a local specialist directing care to be obtained at an overseas medical facility.

The referral is reviewed and treatment is approved prior to that treatment being received.  


 

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