The BF&M difference

Insurance the way it should be

Quote & Buy Make a Claim Make a Payment

Get a quote and buy insurance online—in less than 5 minutes!

Get Started

Want to speak with a BF&M representative? +1-441-295-5566

Retrieve a saved quote

Do you need to make a claim? Get started below.

Get Started

SUBMIT HEALTH CLAIMS ONLINE

Need help? Read our guide on how to make a claim.

Are you looking to make a payment online? Simply log into your account.

Get Started

Want to speak with a BF&M representative for payment? +1-441-295-5566

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Find coverage for:

Motor

Personal Insurance

Learn about this plan and get a quote

Home

Personal Insurance

Learn about this plan and get a quote

Marine

Personal Insurance

Learn about this plan and get a quote

Travel

Personal Insurance

Learn about this plan and get a quote

Commercial

Business Insurance

Learn more about your options.

Investing and Retirement

Personal Insurance

Learn about your options

Employee Benefits

Group Health Insurance, Group Pension and Group Life and Disability

Learn more about your options.

Health

Personal Insurance

Learn about your options

File your health claims entirely online

Submitting a health insurance claim shouldn’t be difficult, so at BF&M it’s not. The entire process can be completed on our website – simply fill out the form and upload the necessary documents.

Get started

Claims reimbursement directly into your account

Electronic funds transfers (EFT) are the quickest way to receive reimbursement paid directly into your local Bermuda dollar account

Facts about your group health insurance

A straightforward guide to the components of your health insurance premium, and need to know changes to the system.

Are you an existing BF&M customer?

If you are a motor, home or marine policyholder and haven’t set up your online account yet, we encourage you to do so.
Our user-friendly customer portal makes it easy to get a quote, buy or renew, and manage your policies… all in one place!
And if you’re interested in paying monthly, quarterly or semi-annually instead of in one lump sum, you can do that too.

Create My Account

If you need assistance, we’re here to help.
Speak with a BF&M representative today at +1 441 298 0301.

BF&M and Argus announcement

We're planning to come together to deliver better outcomes for our customers and the communities we service.

Learn more

Building stronger communities

Charitable giving is core to our culture. We care immensely about the well-being and success of the communities in which we operate.

Learn more about our charitable giving

Don’t miss your chance to #WinWithBFM

Have you activated your online account yet? Don’t miss your chance to win a $1,000 insurance gift certificate in our next quarterly draw!

Get the details

Get 24/7 Roadside Assistance protection

Want to have that extra assurance when you take to the road? With BF&M you can. Add Roadside Assistance to your Motor Insurance with BF&M.

Learn more

Be prepared this hurricane season with BF&M

From weather preparedness to weather predictions, we want to ensure everyone has all the information they need to stay safe season after season.

Be prepared

Are you at risk for underinsurance?

Your home is typically your most valuable asset, yet many homeowners are underinsured and don’t understand the associated risks.

Learn more

The latest from our knowledge centre

Do you know what makes up your health insurance premium?

Find out more

Take care of yourself. The importance of preventative healthcare.

Are you at risk of underinsurance? It’s just not worth it.

Learn why

Hurricane season is here. Make sure you’re prepared.

Get started

Need help or have questions?

Find answers in our FAQs, Articles and Guides, or Contact Us to speak to one of our representatives.