BF&M - Hurricane preparedness

Having a plan is the most important first step.

Hurricanes can be frightening. There’s a lot you can’t control but with some planning and preparation, you can arm yourself and your family against the unpredictability of hurricane season.

Up-to-date information services

from our friends at the Bermuda Weather Service

The extended forecast for Bermuda:

http://weather.bm/ForecastpublicExtended.asp

Active systems in the Atlantic Basin:

http://weather.bm/tropical.asp

Threat. Watch. Warning.
Do you know the difference?

	Hurricane Threat			Hurricane Watch			Hurricane Warning
A tropical storm or hurricane is designated a threat when it is forecast to come within 100 nautical miles of Bermuda in the next 72 hours.			Once a hurricane watch is issued this means that the threat of hurricane conditions to Bermuda is 48 hours away.			When hurricane conditions are expected within 36 hours or less a hurricane warning will be issued for Bermuda.

Insurance tips for hurricane season

Storm damage causes the highest volume and cost of insurance claims in Bermuda. If you do have to make a claim, here are some tips to help you get the most from your home insurance.

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Are you at risk of underinsurance?

At the beginning of hurricane season, the most important thing to do is to make sure you review your “sums insured” while you still have time to adjust it. Not having enough coverage could mean you’re at risk of being underinsured, which could put you at significant risk of financial hardship in the even of a claim.

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Be prepared with our Hurricane Preparedness Checklist

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After the storm, BF&M is here for you too.

Inspect your property

After a storm has passed and Emergency Services have declared it safe to go outside, assess any damage to your property.

Note the damages

If you notice damage, take pictures, then take action to try to prevent any further damage (for example, use a tarpaulin to keep water out).

Count on BF&M

Call +1 441 295 5566, Option 4 or email submitclaims@bfm.bm to reach the claims team. We also have an after hours property helpline at +1 441 298 0247.

Articles & Guides

Getting started: 9 ways to hurricane-proof your home

Bermuda's hurricane season is always a concern – plan to protect your property.

5 ways to stay hurricane ready

Hurricanes are a fact of life in Bermuda. Be ready for anything.

Making a claim is easier than you think: what to do and what you'll need

Get back on your feet right away by following these easy-to-follow steps.

View All Articles & Guides

FAQs

Am I covered for hurricanes or windstorms?

Yes, comprehensive marine insurance can cover weather damage. Make sure to review your policy carefully though to ensure nothing required is excluded.

Property Damage and Business interruption insurance is the best way to protect your livelihood against a natural disaster, such as a fire or a hurricane.

Comprehensive marine insurance can cover your boat for everything from liability to fire, theft, sinking, weather damage, or collision.

With our Commercial Marine Insurance, your vessels are covered for losses such as accidental grounding, fire, theft, and sinking.

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