Hurricanes can be frightening. There’s a lot you can’t control but with some planning and preparation, you can arm yourself and your family against the unpredictability of hurricane season.
from our friends at the Bermuda Weather Service
The extended forecast for Bermuda:
http://weather.bm/ForecastpublicExtended.asp
Active systems in the Atlantic Basin:
http://weather.bm/tropical.asp
Storm damage causes the highest volume and cost of insurance claims in Bermuda. If you do have to make a claim, here are some tips to help you get the most from your home insurance.
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At the beginning of hurricane season, the most important thing to do is to make sure you review your “sums insured” while you still have time to adjust it. Not having enough coverage could mean you’re at risk of being underinsured, which could put you at significant risk of financial hardship in the even of a claim.
Inspect your property After a storm has passed and Emergency Services have declared it safe to go outside, assess any damage to your property.
Note the damages If you notice damage, take pictures, then take action to try to prevent any further damage (for example, use a tarpaulin to keep water out).
Count on BF&M Call +1 441 295 5566, Option 4 or email submitclaims@bfm.bm to reach the claims team. We also have an after hours property helpline at +1 441 298 0247.
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Yes, comprehensive marine insurance can cover weather damage. Make sure to review your policy carefully though to ensure nothing required is excluded.
Property Damage and Business interruption insurance is the best way to protect your livelihood against a natural disaster, such as a fire or a hurricane.
Comprehensive marine insurance can cover your boat for everything from liability to fire, theft, sinking, weather damage, or collision.
With our Commercial Marine Insurance, your vessels are covered for losses such as accidental grounding, fire, theft, and sinking.
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