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Financial Planning

Getting the best return on life
At BF&M, our goal is to help you live the best life possible with the money you have. While we're focused on making your money work as well as it can, we believe it's essential to focus on your return on life, rather than your return on investment.


Financial planning is about managing your assets in a way that improves your life as well as providing peace of mind. BF&M’s Return on Life™ (ROL) approach starts with understanding you, your story, your situation, and the challenges and opportunities ahead of you. In combination with ongoing support and advice from BF&M’s in-house expertise, our comprehensive financial planning platform helps align your values with your goals and track progress. 

That means a plan that works for you—now and for the future.

A holistic approach:

  • Initial assessment to identify if you are financially prepared for life's transitions.

  • Award-winning platform to manage financial tracking and goal-setting.

  • Customised, goal-specific action planning tools.

  • High-touch support and coaching from BF&M in-house experts.

Take the ROL Index assessment

Click below to start your journey towards maximising your return on life.

Take the Return on Life™ assessment

The ROL Index asks you to assess 10 aspects of your life. We then identify any areas where you may be able to use your money more effectively. And we celebrate the areas where you've done well.

Understand your perspectives on money

We examine your perspective on 8 aspects on money.
This gives insights into how you think about money and how you got to where you are currently.
From there, we can build a plan that works for you.

Prepare for life's transitions

It's important to identify the significant life transitions in your future. Things such as paying for college or caring for an elderly parent, which can add confidence or stress depending on your preparation. We create a personalised plan to help you be prepared.

Interested in hearing more?

Email us +1-441-295-5566

Return on Life™ is a registered trademark.