BF&M - Life Insurance Products and Policies

Love your life - and your insurance

Life is unpredictable. Your insurance shouldn’t be. BF&M offers a variety of life insurance options so that you can get the exact coverage you need. It’s time to take the guesswork out of finding the best life insurance for you and your loved ones, so you can keep on loving life.

Life Insurance options:

Term Life Insurance

Providing guaranteed protection for a specific period of time at an affordable price, this is the simplest form for life insurance. In addition, the cost of your policy is guaranteed for the entire term.

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Universal Life Insurance

Flexibly designed, our Universal Life Insurance promises custom coverage to fit your lifestyle, budget and goals. It uniquely blends permanent life insurance with an adjustable savings component.

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Whole Life Insurance

For permanent life insurance that provides guaranteed premiums, death benefits, and cash values, Whole Life Insurance is a life-long solution.

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Guaranteed Secure Life

If you are a Bermuda resident between the ages of 45 and 85, we offer policies with guaranteed coverage amounts of $10,000 to $25,000 – and a payment plan that's right for you.

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Need help?

For more information on how to calculate the coverage you need visit bfmlifeinsurance.com

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward. You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

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FAQs

How much Life Insurance do I need?

The amount of life insurance you need is dependent on several factors including your current assets, expenses, and income.

Can I cancel my Life Insurance at any time?

Every plan is different. You should review the cancellation clause in your policy so that you are aware of the required cancellation notice.

Will my insurance premiums ever go up?

With Universal Life insurance the cost of insurance increases annually as you age, but the maximum rate scale is guaranteed for the duration of the coverage.

Upon death of the insured, the beneficiary should make contact with BF&M to obtain a death claim form.

It depends on your needs. Term provides guaranteed protection for a set period of time, while permanent is a life-long solution with guarantees.

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Get a Life Insurance quote or call for advice.

+1-441-295-5566