As Hurricane Teddy passes by Bermuda, the BF&M office is closed today, Monday, September 21.
Please note our online Quote and Buy service for Marine and Home Insurance is currently suspended. Please call 295 5566 option 4 for assistance.

The application process for a one-time Pension refund per the Covid-19 Pension Act Amendment is NOW OPEN.  Click here to apply

Life Insurance

Individual and Family
Want to speak with a BF&M representative? +1-441-295-5566

Love your life - and your insurance

Life is unpredictable. Your insurance shouldn’t be. BF&M offers a variety of life insurance options so that you can get the exact coverage you need. It’s time to take the guesswork out of finding the best life insurance for you and your loved ones, so you can keep on loving life.


Life Insurance options:

Term Life Insurance

Providing guaranteed protection for a specific period of time at an affordable price, this is the simplest form for life insurance. In addition, the cost of your policy is guaranteed for the entire term.

Whole Life Insurance

For permanent life insurance that provides guaranteed premiums, death benefits, and cash values, Whole Life Insurance is a life-long solution.

Guaranteed Secure Life

If you are a Bermuda resident between the ages of 45 and 85, we offer policies with guaranteed coverage amounts of $10,000 to $25,000 – and a payment plan that's right for you.


Need help?

For more information on how to calculate the coverage you need visit


Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward. You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

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