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BF&M Executive Appointment

BF&M Limited
Hamilton, Bermuda
25 January 2005

John Wight C.A., President & Chief Executive Officer of BF&M Limited, is pleased to announce the appointment of Vincent L. Chaves C.A. to the position of Senior Vice President, BF&M Life Insurance Company Limited. Mr. Wight said that “Vince has been an important member of our management team for several years. He has successfully worked his way up the organization, initially as Corporate Controller and more recently as Vice President, gaining valuable experience and knowledge in the operations of the health, life, and pensions business. Vince has just completed a Leadership Programme overseas, and his strong financial and operational skills made him the right person to lead our Life Company”.

BF&M Limited is the holding company of the BF&M Insurance Group. The two largest operating companies within the Group are BF&M Life Insurance Company Limited, a leading provider of life, health and pensions products, and BF&M General Insurance Company Limited, the leading general insurer providing all forms of property, casualty, motor and marine products. The group includes several other companies including BF&M Management Limited, Marchmont Insurance Company Limited, BF&M Investment Services and BF&M Properties Limited, (including Scarborough Property Holdings Limited and Barr’s Bay Properties Limited)

Further information will be released at a later date.

R. John Wight, President & Chief Executive Officer
Phone 295 5566, Fax 292 8831

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