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BF&M Executive Appointments

BF&M Limited
Hamilton, Bermuda
21 July 2005

John Wight, President & Chief Executive Officer of BF&M Limited, is pleased to announce the appointment of David McLeod, A.C.I.I. to the position of Executive Vice President, BF&M Limited. Mr. Wight stated that “David was previously Senior Vice President of BF&M General Insurance Company Limited. His experience as Regional Director, North West England for the Royal & Sunalliance Group prior to joining BF&M brought tremendous benefits to the management and staff of our company. I look forward to working with David on strategic and operational issues related to our insurance group”.

Mr. Wight added that he is also pleased to announce the appointment of Glen Gibbons A.C.I.I., Chartered Insurer, to the position of Senior Vice President, BF&M General Insurance Company Limited. “Glen, a Bermudian, is well recognized in the insurance community, having been a past President of the Bermuda Insurance Institute. He has proven experience in all facets of the business, including underwriting, reinsurance, and claims. As the market leader in Bermuda in general insurance I am convinced that Glen is the right person to take us from strength to strength.”

BF&M Limited is the holding company of the BF&M Insurance Group. The two largest operating companies within the Group are BF&M Life Insurance Company Limited, a leading provider of life, health and pensions products, and BF&M General Insurance Company Limited, the leading general insurer providing all forms of property, casualty, motor and marine products. The group includes several other companies including BF&M Management Limited, Marchmont Insurance Company Limited, BF&M Investment Services and BF&M Properties Limited, (including Scarborough Property Holdings Limited and Barr’s Bay Properties Limited)

Further information will be released at a later date.

R. John Wight, President & Chief Executive Officer
Phone 295 5566, Fax 292 8831

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