For customer service and all business enquiries, call +1 441 295 5566  |  For website support or to set up an online account, call +1 441 298 0301

The application process for the one-time Pension Withdrawal of up to $6,000 per the COVID-19 Pension Act Amendment is open. Click here for details or to apply
For questions regarding the pension withdrawal, call +1 441 298 0358 or email

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What health insurance coverage do I need to have in order for my COVID-19 tests to be covered?

At public labs, residents of Bermuda don’t need insurance coverage at all. The full cost of testing is subsidised by the Government of Bermuda.

At private labs, BF&M health insurance plans require that the insured have at least local major medical/home and office coverage. This is indicated on your insurance card with an M and/or H/O designation.


Need help?

For questions related to testing or medical coverage,
please call +1 441 298 0358 or email


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