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Introductory to BF&M
Life
BF&M Life is a wholly owned subsidiary of BF&M Ltd. Our company's capital
and surplus is in excess of $19 million and our return on equity was 16.2% at
31.12.99.
The BF&M Life Act of 1995 provides for full and complete segregation of pension
funds from all other assets of the Company and therefore provides protection from
all other creditors of the Company. This Act goes beyond the protection given
by the Insurance Act of 1978.
BF&M Life provides all of the employee benefit needs of companies, whether
they are large or small in terms of staff.
We are the market leaders in group and individual health Plans and provide innovative
and competitive Disability, Life and Pension products for companies and individuals.
Our focus is on you, the client, and meeting and exceeding your needs.
We play a significant role in all of the above areas. The Company employs approximately
36 staff. Our management group are holders of the professional designation of
Fellow, Life Management Institute and several others have further specialized
in Pension Planning and hold designations in Financial Planning. We also employ
our own in-house pension actuarial expertise to assist with our clients' pension
needs.
Our health claims department employs nurses to assist with the management of our
clients' medical needs. And we are supported by overseas medical case managers
who assist our clients while abroad and undergoing medical care.
BF&M belongs to one of the largest overseas Preferred Provider organizations
and as a result our health clients have access to over 2,000 hospitals in North
America.
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