The Group

BF&M Limited is a holding company for a diversified group of insurance and insurance related companies. BF&M General is Bermuda's leading general insurer providing all classes of property, casualty, motor and marine insurance to Bermuda's residents and businesses.

BF&M Life is a leading provider of Group Life and Health Insurance together with Group Retirement Income Plans. The company also offers a full range of Life, Health and retirement Income Plans for Individuals.

Our Risk Management Services Division includes several subsidiaries including BF&M Management, one of Bermuda's leading independent management companies primarily managing captive insurance companies. BF&M Brokers providing access for our international clients to Bermuda's excess liability and property markets; and Fortress which provides financial reinsurance and rent-a-captive facilities.

BF&M Properties owns and operates our properties including the Insurance Building, Scarborough Building and our 60% ownership of the ACE Building.

The Group is recognized as a strong and secure market leader with Annual Income over $167 million, Assets exceeding $156 million (excluding segregated policyholder funds) and Shareholder's Equity in excess of $37 million.